A vehicle is generally considered totaled when the cost to repair the vehicle exceeds the value of the vehicle. Car write-offs are fairly common in Canada. It’s estimated that 17% of physical damage claims result in a vehicle being deemed totaled by insurers.
A vehicle may be written off in the case of a serious collision causing extensive damage or even in a seemingly less serious circumstance where the damage may seem small but would cost too much to repair. That’s why we recommend contacting a lawyer as soon as possible. Even though you believe an accident caused minimal damage the possibility of a write off is still there, and critical evidence and details may be lost.
Having worked on many cases where a write-off occurred, we can help ensure you are being compensated fairly for any injuries you sustained, short-term expenses incurred because of the accident such as a vehicle rental as well as the final settlement you receive for fair market value of your vehicle.
Who is at Fault for a Totaled Car Accident?
Because the cause of a totaled car accident can vary greatly it’s not always immediately clear who is at fault in this type of crash. As experienced accident lawyers, we can assist you in determining who is at fault in your case, and can offer support even in complicated circumstances to ensure the party who caused your crash is held responsible.
Another level of complication can arise if your vehicle is leased or you are still making payments on the vehicle to a car loan lender. We can help advocate on your behalf and help you deal with the financial obligations that result from your accident.
Common Causes Of A Totaled Car Accident
- T-bone collision
- Rollover accident
- Impaired driving
- Reckless driving
- Bad weather
- Distracted driving
“In some cases an insurance company may attempt to settle quickly or offer you less than your vehicle was worth. We can have a look at the details in your case and offer our advice and support, to ensure you’re being compensated fairly,” says Founder of Tarrabain Law, Senia Tarrabain.
If you have questions about your totaled car accident or you would like to book a free consultation please reach out today.